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Social Security Strategy for Planners

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Webcast or Webinar

Online, ON 00000

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2.0 Credits

Member Price $89.00

Non-Member Price $109.00

Overview

Social Security decisions are permanent, highly personalized, and frequently misunderstood — and that’s why these client conversations are so important.

To assist clients effectively, you need the most up-to-date information.

In this PFP Section webcast, you’ll receive timely updates on key rules and planning considerations and learn a repeatable approach for building and communicating a Social Security claiming strategy within a broader retirement income plan.

The focus will be on the questions clients actually ask:

  • When to claim
  • How spouses coordinate benefits
  • What changes after a divorce or death
  • How taxes and Medicare can affect net outcomes

    You'll gain practical techniques for modeling trade-offs, stress-testing assumptions, and documenting recommendations in a way that supports high-quality client service.

    Highlights

  • Current Social Security planning considerations and common misconceptions
  • A practitioner framework for evaluating claiming age trade-offs and communicating recommendations
  • Coordinating benefits for couples: spousal, survivor, and divorce-related benefits
  • Integrating Social Security with retirement income planning (sequence risk, withdrawal strategy, bridge years)
  • Taxation of benefits and Medicare premium (IRMAA) planning considerations
  • Documentation and client deliverables: assumptions, decision support, and implementation steps

    Prerequisites

    Basic knowledge of financial planning, estate planning, and tax planning

    Designed For

  • Tax professionals who serve individual clients
  • CPA financial planners and other professional financial planners
  • Practitioners who provide tax, retirement, estate, investment, and/or risk management planning services

    Objectives

    • Identify common client Social Security planning questions.
    • Apply a structured process to evaluate claiming options.
    • Analyze key tradeoffs that affect optimal claiming decisions, including longevity, inflation, and coordination with portfolio withdrawals.
    • Compare spousal and survivor benefit considerations (including divorce and widow(er) scenarios) to improve household-level outcomes.
    • Apply tax and Medicare-related considerations in Social Security strategy discussions and client communications.
  • Non-Member Price $109.00

    Member Price $89.00