Securing a Comfortable Retirement
Registration is Closed
Online registration for this course is now closed. Please contact the Member Service Center at (800) 342-3197 if you wish to inquire about registering.
Overview:
Objectives:
- Help clients determine retirement strategies for the desired retirement lifestyle
- Identify resources available for retirement
- Explain how budgeting can identify retirement resources
- Understand how to build the three-legged retirement stool: employer retirement, savings, and Social Security
- Understand the need for Plan B when the ideal retirement goal is not achievable
- Explain ways that clients can convert the equity in a home to retirement income
- Explain how the value of a small business can be converted to retirement income
- Explain survival possibilities and how first-to-die and last-to-die survival probabilities are used in retirement planning for married couples
- Understand timing regarding the use of taxable retirement funds and nontaxable funds, and strategies to minimize income tax on Social Security
- Recognize the role of various investment types, such as life insurance, annuities, mutual funds, equity holdings, and bonds in retirement planning
- Summarize key points of recent research on the sustainability of retirement income and maintenance of desired retirement lifestyles
Presenters:
-
Kevin MIller
Read more about Kevin MIller here
Major Topics:
- Retirement planning using variables such as desired lifestyle, travel plans, housing plans, medical needs and family needs to customize a retirement plan unique to the client
- Using the residence and other real estate as retirement assets through equity and rent
- Using the small business as a retirement resource through creative retirement plans
- Overview of asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts, before and after retirement
- The three-legged retirement stool of employer retirement, savings, and Social Security
- Planning with the new retirement provisions of SECURE Act 2.0
- Distribution/asset liquidation planning
- Analysis of the most current/important research on retirement planning and sustaining retirement income levels
Major Topics:
- Retirement planning using variables such as desired lifestyle, travel plans, housing plans, medical needs and family needs to customize a retirement plan unique to the client
- Using the residence and other real estate as retirement assets through equity and rent
- Using the small business as a retirement resource through creative retirement plans
- Overview of asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts, before and after retirement
- The three-legged retirement stool of employer retirement, savings, and Social Security
- Planning with the new retirement provisions of SECURE Act 2.0
- Distribution/asset liquidation planning
- Analysis of the most current/important research on retirement planning and sustaining retirement income levels