Instructor Biography

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Jay Ralstin


Jay E Ralstin is the Tallahassee Manager for Waterstone Mortgage Corporation. During his 27 year career in Mortgage Banking he has experienced many industry and lending policy changes.  He has originated mortgage loans and trained loan officers for national lenders as well as community and regional banks.

He has a Bachelor’s degree in Management and Organizations from the Indiana University School of Business.

Mr. Ralstin has held many leadership roles in both the local and state Mortgage Bankers Associations and was President of the Mortgage Bankers Association of Florida in 2014-2015. 

Mr. Ralstin is often called upon to speak at the Florida Legislature regarding issues which could impact the mortgage industry.