James M. Luffman, CPA/PFS

Jim began his professional career in Washington, D.C. with American Security Bank as an Operations Manager in their $3 billion Trust Department. He is board certified as a Personal Financial Specialist (PFS) as designated by the American Institute of Certified Public Accountants (AICPA). Jim joined the CPS team in 1986. He has years of experience in the areas of investments, financial planning, accounting, and taxation and is a frequent lecturer on financial planning and investments. Some of Jim’s accomplishments include: •Florida Certified Public Accountant •Personal Financial Specialist as designated by the AICPA •Awarded the Certificate of Educational Achievement in Personal Financial Planning by the AICPA •Principal in a Registered Investment Advisory Firm •Licensed by the Florida Department of Financial Services for Life, Disability, and Health Insurance •Frequent lecturer on the topics of investments, financial planning and income tax •Past President of the Boys & Girls Clubs of Lakeland & Mulberry •Florida Institute of CPAs Tax & Financial Planning Committee •Past President of the Polk Chapter of the Florida Institute of CPAs •Current Director of the Polk Chapter of the Florida Institute of CPAs •Past member of the Florida Board of Accountancy Specialization Advisory Committee •Treasurer of the Jefferson Grove Homeowners Association